Apple Mac Interest Free Credit

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John lewis apple mac interest free credit

* Conditions of 6, 12 and 24 Months Interest Free

6, 12 and 24 months interest free finance is available to approved customers where the amount financed is $150 to $299 for 6 months, $300 to $599 for 12 months and over $600 for 24 months. Offers are available until 31 December 2021. (“Offer Period”). Apple reserves the right to extend without notice the Offer Period at any time.


Does Apple Do Interest Free Credit

Interest Free Credit is available on selected Electrical products marked as qualifying for Interest Free Credit (Products will state 0% APR representative and the qualifying period, such as 12 months). Minimum prices and promotion start and end dates will vary depending on the product. Maximum spend £25,000.

  1. Get 0% interest for up to 3 years on all Apple products. If you’re interested in picking up an Apple product, we’ve got some good news. There are plenty of finance options available across our Apple range - from MacBooks to iPhones and beyond. So, you can find exactly what you need with a plan that works for you.
  2. If there is an outstanding balance after the interest free period ends, interest will be charged at 22.99% for the CreditLine card acquired through Apple. This interest rate is also charged on EFTPOS/Cash transactions. A $4.95 monthly account keeping fee applies to CreditLine cards acquired through Apple when the card has a balance of $10 or over.

Mac Credit Card

General Terms & Conditions

In order to qualify for the above offers, purchases must be made at Apple Retail Stores or the Apple Online Store (via Telesales, 133‑622 or Chat). The CreditLine card is issued by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence Number 392145.


To qualify for these 0% interest offers, purchases must be made using a CreditLine card acquired through Apple or a Buyer’s Edge, CreditLine, Gem Visa or GO Mastercard issued by Latitude Finance Australia. Please note that interest rates, fees and card features presented on this website relate only to the CreditLine card acquired through Apple. Purchases made using Buyer’s Edge, CreditLine not issued via Apple, Gem Visa or GO MasterCard cards do qualify for interest free finance; however, interest rates, fees and charges relating to these cards vary from the CreditLine card acquired through Apple. Refer to the website of each financial product for conditions, fees and charges that apply to these cards.


Approved customers only. 0% interest offers available on advertised or ticketed price. Monthly repayments must be made during the interest free period. Interest and payments are payable after the interest free period expires. Paying only the minimum monthly payment will not pay out the purchase before the end of the interest free period. If there is an outstanding balance after the interest free period ends, interest will be charged at 22.99% for the CreditLine card acquired through Apple. This interest rate is also charged on EFTPOS/Cash transactions. A $4.95 monthly account keeping fee applies to CreditLine cards acquired through Apple when the card has a balance of $10 or over. This notice is given under the Conditions of Use of the CreditLine card acquired through Apple, which specifies all other conditions for this offer. Any finance charges incurred will appear on your card statement. For further information on your Latitude account, please call 1300 13 10 24 or go to the Online Service Centre.

Interest

Orders placed with the Online Store (via Telesales, 133‑622 or Chat) and paid for using one of the cards issued by Latitude as shown above are not eligible for Apple Store Pick-up. If you made your purchase from the Online Store (via Telesales, 133‑622 or Chat) using one of the cards issued by Latitude as shown above, the delivery date in your order confirmation may not apply. Orders placed using 0% interest cards issued by Latitude are ‘complete ship’. This means that your order will not be dispatched until all items in your order are available for shipping. Once your application is approved, you will receive an email notification with the updated delivery date. Purchases are billed to your account when the merchandise is available and/or shipped to you. 0% interest offers only available on orders without trade-in.


This information is current as 16 August 2021.

To receive a 0% APR installment on eligible products from apple.com, the Apple Store app, or an Apple Store, you must choose Apple Card Monthly Installments as your payment option at checkout.2 If you choose to pay for your eligible Apple purchase all at once with your Apple Card, that purchase will not receive 0% APR and instead will be subject to the standard purchase APR assigned to your Apple Card.

Mac credit account

iPhone or Apple Watch

If you buy an iPhone or Apple Watch using Apple Card Monthly Installments, you will have one installment every month for twenty-four months.

Apple Mac Interest Free Credit Cards

iPad, Mac, and XDR Display

If you buy an iPad, Mac, or XDR Display using Apple Card Monthly Installments, you will have one installment every month for twelve months.

Apple Mac Air Interest Free Credit

Eligible Mac models include MacBook Air, MacBook Pro, iMac, iMac Pro, Mac Pro, and Mac mini.

Apple TV, AirPods, and Beats Flex Wireless Earphones

If you buy any of these products using Apple Card Monthly Installments, you will have one installment every month for six months.

Accessories

  • Apple Pencil
  • iPad Keyboard
  • Pro Stand, VESA Mount Adapter
  • Apple Afterburner Card
  • Apple Branded iPhone Case
  • Apple Watch Bands
  • Apple Branded iPad Cover
  • Apple Branded Mac Cover
  • MagSafe Charger
  • MagSafe Battery Pack
  • Apple Branded MagSafe iPhone Case
  • Apple Branded iPhone Leather Wallet with MagSafe

If you buy any of these products using Apple Card Monthly Installments, you will have one installment every month for twelve months.

Learn more

  • Learn more about Apple Card Monthly Installments.
  • See how to view and pay your monthly installments.
  1. If you purchase AppleCare when you purchase an eligible product by choosing Apple Card Monthly Installments as your payment method, a separate 0% APR installment is created for AppleCare. However, if you purchase AppleCare with Apple Card in a later transaction, you must pay in full, and that purchase will be subject to your standard purchase APR (i.e. not 0% APR). Variable APRs for Apple Card, other than Apple Card Monthly Installments, range from 10.99% to 21.99% based on creditworthiness. Rates as of April 1, 2020. Taxes and shipping are not included in Apple Card Monthly Installments and are subject to your standard purchase APR.
  2. Apple Card Monthly Installments (ACMI) is a 0% APR payment option available to select at checkout for certain Apple products purchased at Apple Store locations, apple.com, the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See above for more information about eligible products. Variable APRs for Apple Card other than ACMI range from 10.99% to 21.99% based on creditworthiness. Rates as of April 1, 2020. If you choose the pay-in-full or one-time-payment option for an ACMI eligible purchase instead of choosing ACMI as the payment option at checkout, that purchase will be subject to the variable APR assigned to your Apple Card. Taxes and shipping are not included in ACMI and are subject to your card’s variable APR. See the Apple Card Customer Agreement for more information. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan, participating corporate Employee Purchase Programs, Apple at Work for small businesses, Government, and Veterans and Military Purchase Programs, or on refurbished devices. iPhone activation required on iPhone purchases made at an Apple Store with one of these national carriers: AT&T, Sprint, Verizon, or T-Mobile.